Empowering Australians to Make Smarter Financial Decisions

Instantly access powerful financial tools to confidently create a personalised financial plan.

Get Started Building Your Financial Plan
Example of personalised financial modelling tools on Finstant

Free During Beta

Help shape the future of Finstant

During beta, everyone has access to the full Finstant experience at no cost.

At this stage of Finstant's development, our priority is getting the platform into the hands of as many people as possible. Real-world feedback helps us understand how people use the platform, which features they find most valuable, where they encounter friction, and what improvements would make the biggest difference.

Our goal is to build a financial modelling platform that is genuinely useful for individuals and families making important financial decisions. If you find value in Finstant, optional memberships are available to help support ongoing development and hosting costs.

No credit card required. No surprises.

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Beta Access

Free

During beta, all users receive access to the complete Finstant experience, including Premium features.

What you can do:
  • Snapshot of your current financial position
  • Comprehensive budgeting, incorporating tax and government benefit calculations
  • Risk Profiling: Assess your risk tolerance using your detailed financial position and preferences, and compare it to an aligned investment strategy
  • Insurance Needs Analysis: Identify the types and levels of insurance needed to protect yourself and your loved ones in the event of serious illness, disability, or death
  • 10-year financial modelling: See whether you're on track to meet your goals. Includes a high-level overview of alternative strategies (note: number of projections is limited under the free trial)
  • Access all Premium features during the beta period

Providing feedback helps us improve Finstant and build a better platform for everyone.

Beta Plan

$5.99 per month

If you find Finstant valuable and would like to support ongoing development and hosting costs, you can become a Beta Member.

This includes:

  • Everything available during beta
  • Helps fund ongoing development and infrastructure
  • Supports continued improvement of the platform

Support is entirely optional and greatly appreciated.

Premium Plan

$49.99 per month
or save 20% with an annual plan

Everything in the free trial, plus:
  • Unlimited projections
  • Unlimited alternative strategies to compare with your current position and each other
  • Include detailed financial and lifestyle goals in your projections
  • Fine-tune how surplus cashflow is allocated and how deficits are funded
  • Model your finances up to 20 years beyond your expected life expectancy
In-depth strategy breakdowns tailored to your situation

See the impact of proven strategies using real numbers based on your personal financial position:

  • Accelerated debt repayment, factoring in after-tax cost of debt
  • Debt consolidation combined with accelerated repayment
  • Investing according to your risk profile
  • Leveraged investment using margin lending (within your risk profile)
  • Debt recycling to convert non-deductible debt into investment debt
  • Maximising superannuation contributions (pre- and post-tax)
  • Implementing a Transition to Retirement strategy

Get Started Today

Start your free trial and explore your future with confidence.

Start Free Trial